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It’s not at all uncommon for consumers to spend 3% or more to get a paycheck cashed.
For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.the best hookup sites best website to hook up with someone ..date hookup. t is estimated that about 40 million Americans do not have a bank account. For many, they are unable to qualify for a bank account because of past bounced checks.There is one other important benefit to these cards–online bill pay.The top prepaid cards can be used to pay bills online.Whatever the reason, the unbanked often turned to expensive check cashing stores to cash their weekly paychecks.
Time Magazine wrote about this phenomenon, which costs consumers $10 billion a year in fees charged by check cashing stores, payday loan providers, and others.
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Money can be added to most prepaid cards in one of several ways: Prepaid cards are part of either the Visa or Master Card debit card network.
As a result, prepaid cards can be used anywhere that Visa debit or Master Card debit cards are accepted (which is just about everywhere).
Second, there is simply the question of inconvenience.